...I am a regular Joe.

If you are a regular Joe, the average mortgage seeker, earning a medium to high income in salary then there are a lot of options open to you.

It is worthwhile to be very informed about mortgages, what they are, how they work and what types are there

Only one type of mortgage best for your particular circumstances and only one lender will have the best offer.

The wrong type of mortgage could cost you tens of thousand of pounds more than it should, over the term of the mortgage.

Being a regular borrower you will have to cover a lot of ground before you can make an informed choice. Here are a couple of comprehensive and easy to understand guides that we have prepared for you and that we think would be a good start.

What is a mortgage?

What types of interest rates are there?

What are the mortgage fees?

How do I choose?

After you have had a read through these general guides any other questions you might have will be addressed by our more specific guides.