...I am self-employed.

If you are self-employed, on a variable payment scheme or you simply do not wish to provide supporting evidence for your income you will find that there are more and more lenders that will be wiling to provide you with a mortgage.

Probably, the best choice is a self certification mortgage. Be advised that such a mortgage usually has a higher cost than regular mortgages.

For a description and analysis of the self certification mortgage please refer to the mortgage direct guides under:

Self Certification Mortgage

It is also wise to have a thorough read over our other general guides on mortgages as most general features, costs, fees and insurance types for mortgages in general apply to   self certification mortgages also.

Remember that even specific types of mortgages differ from lender to lender and a misinformed decision could cost you tens of thousand of pounds over the course of the mortgage.

What do I do if I want a mortgage and ...

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