...I want to release value.

If, for any reason, you wish to release a portion of the value of your property or the entire value, there are a couple of mortgagee options you can use.

If you wish to obtain a loan using as collateral the portion of your property that is freed of financial obligations consider home equity mortgages.

To learn more about the advantages, disadvantages and the implications of home equity mortgages refer to our specific guide:

Home Equity Mortgage

If you want to obtain a lump sum of money that you will not have to pay back, but which will be recuperated by the repossession of your home upon your death consider lifetime mortgages. We have prepared a guide that analyses the implications and the dangers of such mortgages:

Lifetime Mortgages

Even if your best choice is a specialized mortgage, many of the elements and implications of regular mortgages will still apply. To avoid making a mistake now, that over the course of the mortgage could cost you tens of thousand of pounds please also have a read over our more general guides.

What is a mortgage?

What types of interest rates are there?

What are the mortgage fees?

How do I choose?